Simon Taylor

With 20+ years in banking, finance, and Fintech, I've done a little bit of everything. Some of the things I saw made me get a little Ranty, hence this newsletter.

🎙️ Ep. 87: Banks Won’t Stop Deposits Leaving for Stablecoins

Jun 16, 2026

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5 min read

🎙️ Ep. 87: Banks Won’t Stop Deposits Leaving for Stablecoins

Ft. Noah Levine (a16z), Thierry Edde (Deel) and William Peck (WisdomTree)

Simon Taylor

America's Biggest Banks Build a Shared Ledger

Jun 11, 2026

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12 min read

America's Biggest Banks Build a Shared Ledger

AND how a $480B manager ended up on both sides of Ethena's stack

Shwetabh Sameer, +1

🎙️ Ep. 86. Why Every Payment Network Should Settle Onchain

Jun 9, 2026

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5 min read

🎙️ Ep. 86. Why Every Payment Network Should Settle Onchain

Ft. Chris Mason (CEO, Orbital)

Simon Taylor

Mastercard Goes Always-On Across Six Stablecoins

Jun 4, 2026

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16 min read

Mastercard Goes Always-On Across Six Stablecoins

AND the SEC clears Paxos to settle US equities onchain

Shwetabh Sameer, +1

🎙️ Ep. 85. The First Bank-Issued Stablecoin

Jun 2, 2026

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6 min read

🎙️ Ep. 85. The First Bank-Issued Stablecoin

Ft. Rene Reinsberg (Co-Founder, Celo) and Charles Hamel (Head of Product, MiniPay / Opera)

Simon Taylor

SoFi Ships the First Nationally Chartered Bank Stablecoin

May 28, 2026

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12 min read

SoFi Ships the First Nationally Chartered Bank Stablecoin

AND Tether builds Georgia's national currency

Shwetabh Sameer, +1

🎙️ Ep. 84. 99% of Stablecoins Are Dollars

May 26, 2026

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7 min read

🎙️ Ep. 84. 99% of Stablecoins Are Dollars

Ft. Kim Hockfeld (State Street Investment Management) and Dan Romero (Tempo)

Simon Taylor

37 Banks, One Euro Stablecoin, and MiCA 2.0

May 22, 2026

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17 min read

37 Banks, One Euro Stablecoin, and MiCA 2.0

AND The BoE softens its tokenization rulebook

Shwetabh Sameer, +1

🎙️ Ep. 83. The Headless Merchant Economy

May 19, 2026

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7 min read

🎙️ Ep. 83. The Headless Merchant Economy

Ft. Noah Levine (a16z), gmoney and Michael Blau (Royal)

Simon Taylor

May 14, 2026

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14 min read

CLARITY Act Clears Committee

AND Circle, AWS, and Google Cloud all ship agentic payment rails in the same week

Shwetabh Sameer, +1

🎙️ Ep. 82. Kraken's $600M Bet on Stablecoin Cards

May 12, 2026

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6 min read

🎙️ Ep. 82. Kraken's $600M Bet on Stablecoin Cards

Ft. Wyatt Lonergan (VanEck Ventures) and Mark Greenberg (Kraken)

Simon Taylor

Kraken × MoneyGram: The Off-Ramp Becomes the Moat

May 6, 2026

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15 min read

Kraken × MoneyGram: The Off-Ramp Becomes the Moat

AND stablecoin yield compromise lands. CLARITY markup clock starts

Shwetabh Sameer, +1

🎙️ Ep. 81. Meta Stablecoin Payouts and Global Dollar Accounts

May 5, 2026

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8 min read

🎙️ Ep. 81. Meta Stablecoin Payouts and Global Dollar Accounts

Ft. David Marcus (CEO & Co-Founder, Lightspark)

Simon Taylor

Western Union Doesn't Want to Rent Your Stablecoin

Apr 29, 2026

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12 min read

Western Union Doesn't Want to Rent Your Stablecoin

AND European clearing banks go live on stablecoin rails under MiCA

Shwetabh Sameer, +1

🎙️ Ep. 80. Every Fintech is Launching a Stablecoin Product

Apr 28, 2026

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7 min read

🎙️ Ep. 80. Every Fintech is Launching a Stablecoin Product

Ft. Nick Philpott (Zodia Markets) and Paul Frambot (Morpho)

Simon Taylor

DoorDash Brings Stablecoin Payouts to 40 Markets with Tempo

Apr 22, 2026

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16 min read

DoorDash Brings Stablecoin Payouts to 40 Markets with Tempo

AND Europe's Qivalis Picks Fireblocks, Expands to Twelve Banks

Shwetabh Sameer, +1

🎙️ Ep. 79. Should Banks Fear Stablecoin Yield?

Apr 21, 2026

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5 min read

🎙️ Ep. 79. Should Banks Fear Stablecoin Yield?

Ft. Alex Johnson (Fintech Takes) & Nikil Viswanathan (Alchemy)

Simon Taylor

Apr 15, 2026

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14 min read

The Yield War Reaches a Breaking Point

Plus; Hong Kong licences banks to mint digital money

Shwetabh Sameer, +1

Apr 14, 2026

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10 min read

Ep. 78. Blockchain's Threat to Banking

Prabhakar Reddy (OpenFX) and Thomas Cowan (Galaxy) break down the FX liquidity gap stablecoins haven't solved, why Dimon now wants JP Morgan's own blockchain, and what Galaxy's onchain shareholder vote means for tokenized equities.

Simon Taylor

The White House Just Dismantled the Bank Lobby's Best Argument Against Stablecoin Yield

Apr 8, 2026

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22 min read

The White House Just Dismantled the Bank Lobby's Best Argument Against Stablecoin Yield

AND JPMorgan's CEO Just Gave Every Bank Board the Cover to Take Blockchain Seriously

Simon Taylor, +1

🎙️ Ep. 77. Stablecoins Will Stop Retail From Subsidizing Wall St Ft. BitGo CEO Mike Belshe

Apr 7, 2026

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10 min read

🎙️ Ep. 77. Stablecoins Will Stop Retail From Subsidizing Wall St Ft. BitGo CEO Mike Belshe

Mike Belshe (BitGo) and Sam Broner (Better Money Company) on why banks suppress retail yields, how stablecoin clearing is going live, and where tokenized securities liquidity actually stands.

Simon Taylor